The Safer Way to Sell Online
We hold the money until the product is delivered. Build trust instantly and sell to anyone, anywhere—without the worry.
How It Works
Two sides, one safe transaction. Choose your path.
1. Create Order
Agree on details? Generate a 'Payment Link' describing the item to prevent disputes.
2. Verify Escrow
Buyer pays. You get a notification: 'Funds Secured'. Now it is safe to ship.
3. Ship Item
Send the package via GIG/Kwik. Input the tracking number to update the buyer.
4. Get Paid
Buyer confirms receipt (or 48h timer expires). Money hits your bank account instantly.
Sell Smarter, Faster, and Safer
EmaniPay isn't just payments; it's your business operating system.
Complete Dashboard
Manage orders, track shipments, and view payments all in one place. No more lost DMs.
Zero 'Pay on Delivery' Risk
Stop sending goods without payment. With Escrow, the money is secured BEFORE you ship.
Fast Payouts
Money hits your bank account automatically once the buyer confirms delivery. No delays.
Expand Your Market
Sell to customers who were previously too scared to pay first. Trust opens up the entire country.
Smart Checkout Links
Generate professional payment links to share on WhatsApp or DM. Close deals faster.
Total Earnings
₦450,000
See exactly how the money moves.
Whether you're buying from a stranger or selling to a new customer, we have a flow that protects you.
Paying a New Vendor
Use this when you find a vendor on Instagram/Twitter but don't trust them yet.
Step 1: Create Order
You enter the vendor's phone number and what you're buying.
Step 2: Secure Payment
You pay into EmaniPay Escrow. Vendor is NOT paid yet.
Step 3: Send Link
We give you a 'Claim Link' to send to the vendor via DM.
Step 4: Vendor Verifies
Vendor clicks link, verifies phone with OTP, and accepts order.
Step 5: Delivery & Release
You inspect the item. If good, funds are released.
Paying an Emani Vendor
When a vendor sends you a checkout link or invoice.
Step 1: Click Link
Open the payment link sent by the vendor.
Step 2: Review Details
Check the product, price, and delivery info.
Step 3: Pay Securely
Transfer to the unique account shown.
Step 4: Delivery
Vendor ships. Funds released only after you confirm via SMS/Web.
Shop Without Fear
Stop gambling with your money. EmaniPay gives you the power to verify vendors and protect your funds until the package is in your hands.
Anonymous Reviews
Leave honest feedback without fear. Your identity is protected, so you can help others avoid bad vendors.
Total Payment Protection
Your money never goes to the vendor until you are satisfied. If the item is fake or never arrives, you get a refund.
Buy From Anyone, Anywhere
Saw a nice bag on a random Twitter thread? Send them an EmaniPay link. If they refuse to use it, they are likely a scammer.
Track & Control
Initiate purchases yourself. Don't wait for DMs. Create an order, fund it, and send the link to the vendor to claim.
Transparent Pricing
No monthly fees. No hidden charges. We only make money when you do.
- Escrow Protection
- Instant Bank Payouts
- Dispute Resolution (human mediation)
- SMS Notifications
Common Questions
We know the internet can be a wild place. Here's how we keep your money and your sanity safe.
Why 5,000+ Vendors Trust EmaniPay
Bank-Grade Escrow
Your funds are held in regulated partner bank accounts. EmaniPay doesn't touch your money until the delivery is confirmed.
Verified Identity
We verify every seller using BVN/NIN and phone OTP. Only legitimate vendors can withdraw funds.
72h Dispute SLA
Something went wrong? Our mediation team resolves disputes in under 72 hours, guaranteed or your money back.